COVID-19 Resources

COVID-19 Resources 2020-05-06T10:08:46-06:00

The wellness of our community is extremely important to us here at the Bluebird District. We want you to know that we’re monitoring all recommendations and updates from government officials surrounding the novel coronavirus, or COVID-19The first priority for everyone is to take appropriate steps to limit the spread of COVID-19 and ensure our entire community remains healthy.


During this time of changes in events, work schedules, and travel, we encourage you to remember our many small, independent businesses throughout our community and to continue supporting them even if you can’t visit them physically. As always, follow guidance from public health officials regarding social distancing and proper health etiquette if and when visiting businesses and public spaces.

Please share these pages for easy ways to support our local businesses!


We’ve compiled the latest info on city, state, and federal funding opportunities here. You’ll also find information on Lease/Loan Negotiations and Unemployment. We’re keeping this document updated as new information becomes available.

Navigating Small Business Relief Resources Under the CARES Act.

To help small businesses in the district navigate newly enacted loan and grant resources under the CARES Act, we’ve assembled this summary that includes a side-by-side comparison of the Economic Injury Disaster Loan and Payroll Protection Programs by a CPA, what we’re hearing as these forgivable loans are being rolled out and some of the fine print to qualify on loan forgiveness. We’ve also included resources to share with unemployed workers.

The goal of these resources is to clarify questions like:

  • Which loan should I consider applying for and where should I apply?  What documentation will I need?
  • Can I keep the $10,000 cash advance under the Economic Injury Disaster Loan as a grant and how soon does that arrive? (Spoiler alert: yes, in all circumstances and kind of fast.) What happens if I get the cash advance and then apply for the Payroll Protection loan?
  • To what extent can the Payroll Protection be forgiven and what are the requirements to meet? To what extent is this limited if I have already laid off workers but plan to rehire them?
  • What are businesses experiencing as they go through the application process? (Yes, frustration and delay is part of it.)

Lease & Loan Negotiations

Small businesses are negotiating modified lease terms with their landlords to get through the coming months. Depending on the circumstances, some options include:

  • 3 months deferred payment, added to end of lease
  • 50% reduction for 3 months
  • Interest only payments, full utilities/CAM fees
  • Base rent on reduced revenue-generating square footage (ie, kitchen only in a restaurant just doing take-out/delivery)

Similarly, property owners and businesses are negotiating with their banks for loan modifications, including:

  • Reduced payments
  • Interest only payments
  • Loan payment deferrals

Be prepared to demonstrate to your bank how you are being affected by current events and what you’ve done to reduce expenses through salary reductions, staff layoffs, landlord negotiations, vendor and supplier accommodations.

The Pikes Peak Small Business Development Center is also a great resource offering free small business consulting.

City Resources

Small Business Emergency Relief Fund – This program from the city will provide cash grants of up to $7,500. The highest priority will be the industries most impacted by the coronavirus pandemic, such as the food industry. These businesses may have had to temporarily close, are struggling with paying their rent and utilities, or have had to lay off staff. Learn more and apply here.

Microloan Program – Denver Economic Development & Opportunity (DEDO), in partnership with CEDS Finance, will refocus an existing microloan program to support small businesses’ stabilization efforts. Current recipients of loans from DEDO will have the ability to temporarily defer loan payments, should they need to. 

We will keep this page updated as more information and resources become available. Visit Denver Public Health & Environment and the CDC for important health information related to COVID-19.